Thinking about buying a home?

Derek is committed to educating you and assessing your financial preparedness. That way, when the time comes to make an off er, you receive the best mortgage product possible, and you close feeling financially comfortable & confident.

REASONS TO BUY VS RENT

PREDICTABLE PAYMENTS
Owning a home can be exponentially better for long-term financial health than a lifetime of renting. You’ll also have peace of mind knowing exactly what your mortgage payments will be year after year. Landlords can raise your rent whenever your lease expires – and often by as much as he wants.

APPRECIATION
Having equity in your home can help pay for emergency expenses, finance home improvements or even provide flexibility to secure financing for anything from a car to college tuition. This makes your home one of the best investments you can make and a way to establish a financial foundation for your future.

TAX BENEFITS
Many expenses of homeownership, such as property taxes and accounting costs, are tax-deductible. That means the interest you pay on your mortgage allows you to keep more hard earned money in your pocket!

SECURE RETIREMENT
Owning a home can be the ultimate nest egg, providing you with a stable investment for retirement. As you get older, you can sell your home and use the proceeds to purchase something smaller, freeing up money to spend how you please. Another option: Rent out the house to maintain a steady income stream so you can travel or use for other recreational activities!

PROGRAM SPOTLIGHT

CrossCountry Mortgage, Inc. has several niche programs to fit our borrowers’ unique financial needs.

New job?  No problem!*
You may qualify to buy a home with nothing more than a job offer letter!

PROGRAM REQUIREMENTS

  • Income must begin with in 90 days of closing (60 for VA/FHA/USDA)
  • Employer verification required which includes employee start date, position and annual income based on salary
  • Reserves are required covering 6 months principal, interest, taxes and insurance
*Subject to terms and conditions and credit qualification; not a commitment to lend, and not all borrowers may qualify.

BREAKING IT DOWN

The average renter paying $1,800 per month will have contributed roughly $216,000 to their landlord’s wallet over a 10 year span.

That’s a lot of money that could’ve been invested in your own financial future!

You’re also missing out on:

  • Equity
  • Appreciation
  • Privacy
  • Parking
  • Garden
  • Tax Benefits
  • & MORE

$500 Lender Credit
to be applied towards closing costs at the time of closing when you work with The Parent Team!

WHAT IT MEANS TO BE AN INDUSTRY EXPERT

  • Seasoned mortgage professional with 20+ years of experience and over 2,500 transactions
  • Served clients ranging from first time home buyers to high net-worth individuals and local heroes such as our beloved veterans, police, firefighters, teachers and medical workers
  • Voted Top 100 Men of the Year by MYVEGAS Magazine

office: 702.331.8185 cell: 702.354.1400
derek@theparentteam.com
NMLS# 182283

Made My House-Buying Experience Great

I used Derek and his company when I purchased a condo on the Las Vegas strip. Everyone said that banks were giving a hard time for people looking for a loan for this building. However, Derek personally called me and walked me through the process, and assured me that I would be able to get the loan. Within 30 days, we not only got the loan but closed escrow. I highly recommend Derek and his team!

Pathjoel from 89158

We are loyal to Derek Parent and his team

Derek is always a pleasure to work with. I’ve known him for several years now and anyone that I know of that is looking to purchase a property I always refer them to Derek. He takes the time to answer questions and really cares about his clients. It’s nice that he stayed in touch with us long after we’ve purchased our properties going through him and his team.

highrisecondoinvestor from 89109

Great Experience, Always on Top of Things, Great Communication

They were always responsive to my needs and allowed for a smooth process. All of the processing took place in a timely manor and there were no hold ups on their end. I would highly recommend this group to anyone in need of a mortgage.

matt kinzer09 from 89128