The 10 Commandments For Home BuyersDerek Parent2016-11-23T00:02:34+00:00
Thou shall not change jobs or become self-employed.
Thou shall not buy a car, truck or van unless you plan to live in it.
Thou shall not use your credit cards or let payments fall behind.
Thou shall not spend the money you have saved for your down payment.
Thou shall not buy furniture before you buy your house.
Thou shall not originate any new inquiries on your credit report.
Thou shall not make any large deposits into your bank account.
Thou shall not change bank accounts.
Thou shall not co-sign for anyone if you intend on buying a home yourself.
Thou shall not make any new large purchases until after the closing.
Committing ANY of these acts can dramatically alter your credit score or debt-to-income Ratios and can even prevent your chances of closing your home purchase.
Please let us know if you have any questions about any of these items.
Made My House-Buying Experience Great
I used Derek and his company when I purchased a condo on the Las Vegas strip. Everyone said that banks were giving a hard time for people looking for a loan for this building. However, Derek personally called me and walked me through the process, and assured me that I would be able to get the loan. Within 30 days, we not only got the loan but closed escrow. I highly recommend Derek and his team!
Pathjoel from 89158
We are loyal to Derek Parent and his team
Derek is always a pleasure to work with. I’ve known him for several years now and anyone that I know of that is looking to purchase a property I always refer them to Derek. He takes the time to answer questions and really cares about his clients. It’s nice that he stayed in touch with us long after we’ve purchased our properties going through him and his team.
highrisecondoinvestor from 89109
Great Experience, Always on Top of Things, Great Communication
They were always responsive to my needs and allowed for a smooth process. All of the processing took place in a timely manor and there were no hold ups on their end. I would highly recommend this group to anyone in need of a mortgage.