Mortgage Loans
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Make Purchasing a Home Easy with The Parent Team
Purchasing a home can be a stressful experience, but it doesn’t have to be. Your personal mortgage loan partner from The Parent Team will guide you throughout the entire process and will keep you informed about what to expect. We pride ourselves on delivering exceptional customer service and on-time closings.
Mortgage Loan Programs
Conventional Loans
A conventional loan refers to a mortgage that is both originated and managed by a private financial institution, such as a bank, credit union, or mortgage company, specifically for real estate purchases...
VA Loans
A VA loan is a mortgage loan in the United States guaranteed by the Department of Veterans Affairs, available to eligible veterans and their surviving spouses. It offers significant benefits...
FHA Loans
FHA loans, insured by the Federal Housing Administration, offer benefits like low down payments and flexible credit requirements, making them appealing to first-time homebuyers…
Jumbo Loans
Jumbo loans are mortgages that exceed the conforming loan limits set by the Federal Housing Finance Agency, typically used for financing luxury properties or homes in high-cost areas...
Reverse Mortgage
A reverse mortgage, or Home Equity Conversion Mortgage (HECM), is a type of home loan available to homeowners 62 or older who have considerable equity in their home...
Renovation Loans
Renovation loans are specialized financial products designed to fund home improvement projects. These loans can be used for various purposes...
USDA Loans
USDA loans are government-backed mortgages aimed at helping low- to moderate-income individuals buy homes in rural areas...
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