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Conventional loans are any type of creditor agreement that are not financed by the Veterans Administration (VA) or supported by the Federal Housing Administration (FHA). In general, all conventional loans are protected by the government sponsored entities…
A VA loan is a mortgage loan guaranteed by the Veterans Administration. It was created in 1944 and signed into law by President Franklin D. Roosevelt. A VA loan provides veterans and/or their surviving spouses with a federally guaranteed home with zero down payment…
The Federal Housing Administration was created in 1934 as an effort to bolster homes sales during the Depression. By financially guaranteeing loans, the FHA lifts much of the risk of non-payment and foreclosure from private lenders…
If you’re currently renting, you should consider our condo financing program. It’s much more satisfying to know that your monthly payment is going toward building equity in your home rather than paying your landlord…
A jumbo is a loan in which the amount borrowed is greater than loan limit set by Fannie Mae (FNMA) & Freddie Mac (FHLMC), which is $484,350…
Investment Property Financing
A real estate property that is not occupied by the owner and has been purchased with the intention of earning a return on the investment, either through rent, the future resale of the property, or both…
Made My House-Buying Experience Great
I used Derek and his company when I purchased a condo on the Las Vegas strip. Everyone said that banks were giving a hard time for people looking for a loan for this building. However, Derek personally called me and walked me through the process, and assured me that I would be able to get the loan. Within 30 days, we not only got the loan but closed escrow. I highly recommend Derek and his team!
We are loyal to Derek Parent and his team
Derek is always a pleasure to work with. I’ve known him for several years now and anyone that I know of that is looking to purchase a property I always refer them to Derek. He takes the time to answer questions and really cares about his clients. It’s nice that he stayed in touch with us long after we’ve purchased our properties going through him and his team.
Great Experience, Always on Top of Things, Great Communication
They were always responsive to my needs and allowed for a smooth process. All of the processing took place in a timely manor and there were no hold ups on their end. I would highly recommend this group to anyone in need of a mortgage.