10 Commandments for Home Buyers
What are The 10 Commandments for Home Buyers?
The "10 Commandments for Home Buyers" are crucial as they outline essential guidelines and best practices to avoid financial mistakes during the home buying process. They serve as a roadmap for maintaining financial stability and eligibility for a mortgage, ensuring a smoother and more successful home purchasing experience.


Commandment #1
Thou shall not change jobs or become self-employed.

Commandment #2
Thou shall not buy a car, truck or van unless you plan to live in it.

Commandment #3
Thou shall not use your credit cards or let payments fall behind.

Commandment #4
Thou shall not spend the money you have saved for your down payment.

Commandment #5
Thou shall not buy furniture before you buy your house.

Commandment #6
Thou shall not originate any new inquiries on your credit report.

Commandment #7
Thou shall not make any large deposits into your bank account.

Commandment #8
Thou shall not change bank accounts

Commandment #9
Thou shall not co-sign for anyone if you intend on buying a home yourself.

Commandment #10
Thou shall not make any new large purchases until after the closing.
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