Why The Parent Team?

The Parent Team of USA Mortgage is committed to providing superior and personalized customer service while offering unique loan products to meet each of our clients’ financial situations.

Whether you are a first-time home buyer or a seasoned investor, we are prepared to meet your needs and exceed your expectations. We understand that any home purchase is a very important financial decision. By working with us, you can ensure that you’ve chosen to work with a team who truly cares.

Las Vegas' No. 1 Expert in High-Rise Condo Financing

Derek Parent is recognized as the condo financing expert in Las Vegas, playing a pivotal role in high-rise condo financing as he was the first to do it in in the city.

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Finance Your Dream Home

Home Loans Options

Find the Right Option for You

Types of Mortgage Refinancing

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Conventional Cash-out Refinance

A cash-out refinance is a type of refinancing option in where the borrower can turn their home equity - the amount of the house they own outright - into cash.

Best for Getting Cash Out

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FHA Streamline Refinance

An FHA Streamline Refinance can be a great option for homeowners with Federal Housing Administration (FHA) loans looking to lower their monthly payments and avoid a repeat of the FHA appraisal process.

Best for Lowering Monthly Payments

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A VA Streamline Refinance (also referred to as VA Interest Rate Reduction Refinance Loan, or VA IRRRL) is an option available to military veterans and active service members with Department of Veterans Affairs (VA) loans.

Best for Eligible Military


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Effortless Applications, Exceptional Service

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Have More Questions?

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