Why The Parent Team?
The Parent Team of USA Mortgage is committed to providing superior and personalized customer service while offering unique loan products to meet each of our clients’ financial situations.
Whether you are a first-time home buyer or a seasoned investor, we are prepared to meet your needs and exceed your expectations. We understand that any home purchase is a very important financial decision. By working with us, you can ensure that you’ve chosen to work with a team who truly cares.
Las Vegas' No. 1 Expert in High-Rise Condo Financing
Derek Parent is recognized as the condo financing expert in Las Vegas, playing a pivotal role in high-rise condo financing as he was the first to do it in in the city.
Finance Your Dream Home
Home Loans Options
Conventional Loans
A conventional loan refers to a mortgage that is both originated and managed by a private financial institution, such as a bank, credit union, or mortgage company, specifically for real estate purchases...
VA Loans
A VA loan is a mortgage loan in the United States guaranteed by the Department of Veterans Affairs, available to eligible veterans and their surviving spouses. It offers significant benefits...
FHA Loans
FHA loans, insured by the Federal Housing Administration, offer benefits like low down payments and flexible credit requirements, making them appealing to first-time homebuyers…
Jumbo Loans
Jumbo loans are mortgages that exceed the conforming loan limits set by the Federal Housing Finance Agency, typically used for financing luxury properties or homes in high-cost areas...
Reverse Mortgage
A reverse mortgage, or Home Equity Conversion Mortgage (HECM), is a type of home loan available to homeowners 62 or older who have considerable equity in their home...
Renovation Loans
Renovation loans are specialized financial products designed to fund home improvement projects. These loans can be used for various purposes...
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USDA Loans
USDA loans are government-backed mortgages aimed at helping low- to moderate-income individuals buy homes in rural areas...
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Find the Right Option for You
Types of Mortgage Refinancing
Conventional Cash-out Refinance
A cash-out refinance is a type of refinancing option in where the borrower can turn their home equity - the amount of the house they own outright - into cash.
Best for Getting Cash Out
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FHA Streamline Refinance
An FHA Streamline Refinance can be a great option for homeowners with Federal Housing Administration (FHA) loans looking to lower their monthly payments and avoid a repeat of the FHA appraisal process.
Best for Lowering Monthly Payments
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VA IRRRL
A VA Streamline Refinance (also referred to as VA Interest Rate Reduction Refinance Loan, or VA IRRRL) is an option available to military veterans and active service members with Department of Veterans Affairs (VA) loans.
Best for Eligible Military
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Have More Questions?
No Question Is Too Small -
Reach out to Derek today for expert guidance
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