Blog Archives

Welcome to our blog! Our goal is to bring you relevant information about all things mortgages. From lenders to borrowers, we want to help you understand the whole process!

Why it is Good to Buy Now in Las Vegas

27 Sep

Why it is Good to Buy Now in Las Vegas

Derek Parent2022-09-27T06:15:58+00:00September 27th, 2022|Blog, Homebuying Tips|

Are you wondering if now is the right time to buy in Las Vegas? Still on the fence or a bit unsure? Want some more information before diving in? Here is some information to know before moving forward. If you want to get in on the fun, now is a better time than ever. With [...]

Owning vs. Renting

27 Sep

Owning vs. Renting

Derek Parent2022-09-27T06:13:20+00:00September 27th, 2022|Blog, Homebuying Tips|

When looking into housing, more than a fair share wonder what the difference between renting and owning is. While renting and owning differ considerably, your choice will depend on your financial situation and other needs depending on your circumstances. So you should ask yourself, which will cost me personally more in the long run, and [...]

Derek Parent Q&A: High Rise Life

20 Sep

Derek Parent Q&A: High Rise Life

Derek Parent2018-09-20T17:42:43+00:00September 20th, 2018|Blog|

Can you tell us a little bit about your background and how you got involved in the mortgage industry? I stepped into the mortgage industry in 1999 after running into an old friend at a boat show in Rhode Island. It had been a little while since I had seen him last, and there was [...]

Corporate Benefits: Helping Employees Manage Their Financial Challenges

16 Jul

Corporate Benefits: Helping Employees Manage Their Financial Challenges

Derek Parent2022-01-14T15:30:36+00:00July 16th, 2018|Blog|

Reduce turnover and Boost Culture The cost of employee turnover is exorbitant, and with statistics looming around every corner, taking a look at what employees are saying is no longer just a suggestion; it’s imperative to creating a culture that clearly represents its company. HOW TO AVOID TURNOVER BY UNDERSTANDING THE JOURNEY The decision to [...]

Open Doors, Unlock Opportunities: VA Home Loans

3 Jul

Open Doors, Unlock Opportunities: VA Home Loans

Derek Parent2018-07-12T08:44:07+00:00July 3rd, 2018|Blog|

Program History The VA program was created with the signing of the GI Bill by President Franklin D. Roosevelt on June 22, 1944. This law provided veterans with federally guaranteed home loans with no down payment. This benefit was intended to stimulate jobs in the housing industry, as well as providing assistance for veterans and [...]

Derek Parent Helping Homeowners Realize Their Dreams

3 Jul

Derek Parent Helping Homeowners Realize Their Dreams

Derek Parent2022-01-14T15:29:26+00:00July 3rd, 2018|Blog, Real Estate News|

Cementing his place as a seasoned mortgage professional, Derek Parent and The Parent Team of USA Mortgage is leaving a mark as one of the top mortgage origination teams in the country. via High Rise Life Magazine - July/August 2018 Over the years, Derek Parent and his team have gained the trust of the community at [...]

Three Documents to Bring When Applying for a Conventional Loan

31 Mar

Three Documents to Bring When Applying for a Conventional Loan

Derek Parent2017-11-30T20:08:41+00:00March 31st, 2017|Blog|

When you are planning to buy a home and need a mortgage, a conventional loan is one of the most common types of financing available. Make sure that you bring all of the necessary documentation when you apply for the loan. Three Documents to Bring When Applying for a Conventional Loan When you are considering [...]

What It Takes to Buy a Home

27 Mar

What It Takes to Buy a Home

Derek Parent2017-03-15T23:16:49+00:00March 27th, 2017|Blog|

Understanding the many facets of buying a home allows you to avoid the mistakes commonly made by new homeowners. Necessary Steps to Purchasing a Home There are several options you can choose from when buying a new home. Along with your usual neighborhood house, condos and high rises can also be great options for your new [...]

2 Ways to Build Passive Income Streams in Different Markets

22 Mar

2 Ways to Build Passive Income Streams in Different Markets

Derek Parent2017-11-29T20:18:03+00:00March 22nd, 2017|Blog, Uncategorized|

It's wise to build passive income streams in the young adult years and allow them to grow. Before long, you'll be earning significant money from your previous work. Two Easy Ways to Build Significant Passive Income Passive income is great because it's a way to earn income without putting in a lot of work on [...]

Preparing in Advance for Your Home Purchase

15 Mar

Preparing in Advance for Your Home Purchase

Derek Parent2017-11-30T19:46:25+00:00March 15th, 2017|Blog|

The home buying process is a fulfilling and gratifying one that requires financial acumen and discipline. Preparing for Financial Planning and Home Ownership Purchasing a home is a big deal. Whether you are looking to buy a high rise, condo, or house in Las Vegas, it takes a lot of dedication and patience to turn a [...]