First Time Home Buyer Class
First-Time Homebuyer
Education Class
Everything you need to know to confidently buy your first home — all in one free class.
“You should learn this from a lender—not a realtor who may not fully understand how to qualify you—but from a lender who has worked with thousands of first-time homebuyers and closed over a billion dollars in loans over 27 years in the mortgage industry.”
March 31st at 6:00 PM | 1 Hour | Free via Zoom
Reserve Your Spot — It’s Free!
Derek Parent | Loan Officer | NMLS ID# 182283 | USA Mortgage NMLS ID# 227262 | Equal Housing Opportunity
Is This Class Right For You?
Whether you’re just starting to think about buying a home or you’re ready to make an offer, this free education class will give you the tools, knowledge, and confidence you need. Led by Derek Parent, an experienced Loan Officer, this class walks you through every step of the home-buying process — in plain English, with no pressure.
This class is 100% free and open to anyone ready to learn about homeownership.
What We’ll Cover
The Home Buying Journey
A step-by-step look at the entire home buying process from start to finish — so you always know what comes next.
What Is a Mortgage?
Understand how mortgages work, what lenders look for, and how your loan determines your monthly payment.
Types of Mortgages
FHA, Conventional, VA, USDA — we break down the most common loan types and which one might be right for you.
Preparing Your Finances
Learn how credit score, debt-to-income ratio, down payment, and savings for closing costs all play a role.
Getting Pre-Approved
Find out why getting pre-approved is crucial, what documents you’ll need, and how it strengthens your offer.
Finding Your Dream Home
Tips on working with a Realtor, identifying must-haves, attending open houses, and making a smart offer.
Meet Your Instructor
Derek Parent
Loan Officer — NMLS ID# 182283
Derek Parent is a trusted Loan Officer with USA Mortgage, dedicated to helping first-time buyers navigate the mortgage process with clarity and confidence. With years of experience guiding buyers through one of the biggest financial decisions of their lives, Derek is passionate about homebuyer education and making the dream of homeownership a reality for his clients.
USA Mortgage | NMLS ID# 227262
www.nmlsconsumeraccess.org | Equal Housing Opportunity
Save Your Seat Today!
Spots are limited. Register now to secure your place in this free First-Time Homebuyer Education Class.
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