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Real Estate is one of the most popular industries in the world!  Stay informed on the market by checking out our latest posts about the industry.

3 Jul

Derek Parent Helping Homeowners Realize Their Dreams

2022-01-14T15:29:26+00:00July 3rd, 2018|Blog, Real Estate News|

Cementing his place as a seasoned mortgage professional, Derek Parent and The Parent Team of USA Mortgage is leaving a mark as one of the top mortgage origination teams in the country. via High Rise Life Magazine - July/August 2018 Over the years, Derek Parent and his team have gained the trust of the community at [...]

12 Apr

Is it Better to Pay Off Your Mortgage or Invest?

2017-11-30T19:38:10+00:00April 12th, 2016|Las Vegas, Mortgage News, Real Estate News, Refinancing|

When it comes down to it, this is not a simple or straightforward question. There are so many variables that you really need to whip out a calculator, talk to your CPA, visit a financial planner and/or retirement specialist, and so on and so forth. It also depends on your mortgage rate, your tax bracket, how [...]

10 Mar

Buying a Home When Your Partner Has Bad Credit

2017-11-29T23:12:19+00:00March 10th, 2016|Homebuying Tips, Las Vegas, Real Estate News|

You pay all your bills on time and you work hard to earn more — so you can save more. Your credit score reflects your savvy money management skills, and you can proudly boast that you’re a member of the 730-and-up club. Your partner? Not so much. Whether due to past actions or financial mistakes [...]

28 Jan

Will a New Bill in Congress Help You Qualify for a Mortgage?

2017-11-29T00:18:05+00:00January 28th, 2016|Homebuying Tips, Las Vegas, Mortgage News, Real Estate News|

A new bill in Congress could significantly impact your ability to secure a mortgage by changing the way lenders look at credit scores. Known as the Credit Score Competition Act, the bill is in its first stage of the legislative process. Although it’s a long way from becoming a law, future homebuyers have good reason [...]

1 Jul

Jumbo Mortgages 101

2017-12-01T08:53:41+00:00July 1st, 2015|Homebuying Tips, Las Vegas, Real Estate News|

The resurgence of real estate markets over the past few years has brought about an unusual situation. While interest rates on conventional loans are still unbelievably low, new lending guidelines are making it a bit more difficult to approve a loan. At the same time, the number of jumbo mortgagescontinues to climb each month as [...]

27 Jan

Should You Refinance?

2017-12-01T09:32:49+00:00January 27th, 2015|Las Vegas, Mortgage News, Real Estate News, Refinancing|

Homeowners who missed the last refinancing boom have been given another chance! Interest rates for 30-year fixed mortgages are at their lowest level in over a year and a half last week, and remain close to their lowest level in 50 years. Not many experts expect rates to stay low, however. According to the Mortgage Bankers Association, 30-year [...]

9 Jan

FHA to Reduce Annual Insurance Premiums

2017-11-30T00:13:26+00:00January 9th, 2015|Homebuying Tips, Mortgage News, Real Estate News, Refinancing|

Reduction to increase credit affordability and reflects improved economic health of FHA WASHINGTON – As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro today announced the Federal Housing Administration (FHA) will reduce the annual premiums new borrowers will pay by half of a percent.  This action is projected [...]

6 Jan

Las Vegas Home Prices Rising

2017-12-01T09:00:34+00:00January 6th, 2015|Las Vegas, Real Estate News|

Good news for Las Vegas homeowners! Home prices in the Las Vegas metropolitan area rose 7.2 percent in November compared to the same month a year ago, real estate analytics company CoreLogic reported Tuesday. The statewide increase was even better at 7.9 percent, placing Nevada in a tie for fourth with North Dakota behind only [...]