Derek J. Parent

/Derek Parent

About Derek Parent

The Parent Team of Perl Mortgage | NMLS #182283
27 Mar

What It Takes to Buy a Home

March 27th, 2017|Blog|

Understanding the many facets of buying a home allows you to avoid the mistakes commonly made by new homeowners. Necessary Steps to Purchasing a Home There are several options you can choose from when buying a new home. Along with your usual neighborhood house, condos and high rises can also be great options for your new [...]

15 Mar

Preparing in Advance for Your Home Purchase

March 15th, 2017|Blog|

The home buying process is a fulfilling and gratifying one that requires financial acumen and discipline. Preparing for Financial Planning and Home Ownership Purchasing a home is a big deal. Whether you are looking to buy a high rise, condo, or house in Las Vegas, it takes a lot of dedication and patience to turn a [...]

12 Apr

Is it Better to Pay Off Your Mortgage or Invest?

April 12th, 2016|Las Vegas, Mortgage News, Real Estate News, Refinancing|

When it comes down to it, this is not a simple or straightforward question. There are so many variables that you really need to whip out a calculator, talk to your CPA, visit a financial planner and/or retirement specialist, and so on and so forth. It also depends on your mortgage rate, your tax bracket, how [...]

5 Apr

What Credit Score Do You Need to Qualify for a Mortgage?

April 5th, 2016|Homebuying Tips, Las Vegas, Mortgage News|

If you’re thinking about purchasing a new home or refinancing your existing mortgage, you should know that your credit score is hugely important. Banks and mortgage lenders use your credit score(s) to evaluate your creditworthiness, which translates to a higher or lower mortgage interest rate, and even determines eligibility. Which Credit Score Do Mortgage Lenders Use? [...]

2 Mar

4 Misconceptions about Real Estate & Capital Gains Tax

March 2nd, 2016|Homebuying Tips, Las Vegas, Mortgage News|

Walking away with a profit on your home sale is an exciting proposition. But there’s one thing that can suck the excitement right out of such a positive financial move:the threat of taxes on your investment gain — otherwise known as the dreaded capital gains tax. Luckily, the Taxpayer Relief Act of 1997 helps many [...]

23 Feb

The Truth About Bi-Weekly Mortgage Payment Plans

February 23rd, 2016|Homebuying Tips, Las Vegas, Tips for Realtors|

Traditionally, your mortgage payment is a monthly cost. You submit your payment once a month to the mortgage company, and your money is applied to principal, interest, and escrow. But many mortgage lenders also offer biweekly mortgage payment plans that allow you to pay in installments every two weeks instead of every month. Biweekly payment [...]

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