Derek J. Parent

/Derek Parent

About Derek Parent

The Parent Team of Perl Mortgage | NMLS #182283
16 Jul

Corporate Benefits: Helping Employees Manage Their Financial Challenges

2018-07-16T21:04:31+00:00July 16th, 2018|Blog|

Reduce turnover and Boost Culture The cost of employee turnover is exorbitant, and with statistics looming around every corner, taking a look at what employees are saying is no longer just a suggestion; it’s imperative to creating a culture that clearly represents its company. HOW TO AVOID TURNOVER BY UNDERSTANDING THE JOURNEY The decision to [...]

3 Jul

Open Doors, Unlock Opportunities: VA Home Loans

2018-07-12T08:44:07+00:00July 3rd, 2018|Blog|

Program History The VA program was created with the signing of the GI Bill by President Franklin D. Roosevelt on June 22, 1944. This law provided veterans with federally guaranteed home loans with no down payment. This benefit was intended to stimulate jobs in the housing industry, as well as providing assistance for veterans and [...]

3 Jul

Derek Parent Helping Homeowners Realize Their Dreams

2018-07-03T20:55:18+00:00July 3rd, 2018|Blog, Real Estate News|

Cementing his place as a seasoned mortgage professional, Derek Parent and The Parent Team of Perl Mortgage is leaving a mark as one of the top mortgage origination teams in the country. via High Rise Life Magazine - July/August 2018 Over the years, Derek Parent and his team have gained the trust of the community at [...]

31 Mar

Three Documents to Bring When Applying for a Conventional Loan

2017-11-30T20:08:41+00:00March 31st, 2017|Blog|

When you are planning to buy a home and need a mortgage, a conventional loan is one of the most common types of financing available. Make sure that you bring all of the necessary documentation when you apply for the loan. Three Documents to Bring When Applying for a Conventional Loan When you are considering [...]

27 Mar

What It Takes to Buy a Home

2017-03-15T23:16:49+00:00March 27th, 2017|Blog|

Understanding the many facets of buying a home allows you to avoid the mistakes commonly made by new homeowners. Necessary Steps to Purchasing a Home There are several options you can choose from when buying a new home. Along with your usual neighborhood house, condos and high rises can also be great options for your new [...]

22 Mar

2 Ways to Build Passive Income Streams in Different Markets

2017-11-29T20:18:03+00:00March 22nd, 2017|Blog, Uncategorized|

It's wise to build passive income streams in the young adult years and allow them to grow. Before long, you'll be earning significant money from your previous work. Two Easy Ways to Build Significant Passive Income Passive income is great because it's a way to earn income without putting in a lot of work on [...]

12 Apr

Is it Better to Pay Off Your Mortgage or Invest?

2017-11-30T19:38:10+00:00April 12th, 2016|Las Vegas, Mortgage News, Real Estate News, Refinancing|

When it comes down to it, this is not a simple or straightforward question. There are so many variables that you really need to whip out a calculator, talk to your CPA, visit a financial planner and/or retirement specialist, and so on and so forth. It also depends on your mortgage rate, your tax bracket, how [...]

5 Apr

What Credit Score Do You Need to Qualify for a Mortgage?

2017-11-30T20:20:20+00:00April 5th, 2016|Homebuying Tips, Las Vegas, Mortgage News|

If you’re thinking about purchasing a new home or refinancing your existing mortgage, you should know that your credit score is hugely important. Banks and mortgage lenders use your credit score(s) to evaluate your creditworthiness, which translates to a higher or lower mortgage interest rate, and even determines eligibility. Which Credit Score Do Mortgage Lenders Use? [...]

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