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8 Nov

How to Choose Between a 30-Year & 15-Year Mortgage

2017-11-30T19:14:45+00:00November 8th, 2015|Homebuying Tips|

Buying a home is a huge financial decision, and choosing the right mortgage can be difficult. If you're wondering whether to choose a 15-year mortgage or 30-year mortgage, here are 4 things to consider. 1) Can You Afford to Get a 15-Year Mortgage? Although a 15-year mortgage offers a lower interest rate relative to a [...]

9 Jan

FHA to Reduce Annual Insurance Premiums

2017-11-30T00:13:26+00:00January 9th, 2015|Homebuying Tips, Mortgage News, Real Estate News, Refinancing|

Reduction to increase credit affordability and reflects improved economic health of FHA WASHINGTON – As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro today announced the Federal Housing Administration (FHA) will reduce the annual premiums new borrowers will pay by half of a percent.  This action is projected [...]

29 Aug

How Will The FICO Score Changes Affect You?

2017-11-30T19:35:30+00:00August 29th, 2014|Uncategorized|

Do you have a lousy credit score? Well, I've got great news for you! In the very near future, your credit score could skyrocket. Why? Because the way credit scores are currently being calculated is going to change. What if you DO have a good credit score? Well, this change will actually still affect you- [...]