Welcome to our blog! Our goal is to bring you relevant information about all things mortgages. From lenders to borrowers, we want to help you understand the whole process!

2 Feb

The Top 5 Most Common Refinancing Misconceptions

2018-02-02T19:53:01+00:00February 2nd, 2018|Uncategorized|

When it comes to refinancing your home, there are a few misconceptions that many people have. Before you rule out the possibility of refinancing your home, you might want to learn why it may be easier than you think.   Some of the most common refinance misconceptions are not having enough equity, not being able [...]

30 Jan

What is a Cash-out Refinance?

2018-01-30T09:41:50+00:00January 30th, 2018|Uncategorized|

What is a Cash-out Refinance?   A traditional mortgage refinance is when an existing loan is replaced with a new loan and a new set of terms, in many cases with a lower interest rate. A cash-out refi replaces your existing mortgage just like a traditional refi, but the homeowner gets cash distributed. It also [...]

22 Mar

2 Ways to Build Passive Income Streams in Different Markets

2017-11-29T20:18:03+00:00March 22nd, 2017|Blog, Uncategorized|

It's wise to build passive income streams in the young adult years and allow them to grow. Before long, you'll be earning significant money from your previous work. Two Easy Ways to Build Significant Passive Income Passive income is great because it's a way to earn income without putting in a lot of work on [...]

24 Jun

Home Down Payment 101

2017-12-01T08:46:28+00:00June 24th, 2015|Uncategorized|

The down payment is the money from your savings that you give to the home's seller. The rest of the payment to the seller comes from your mortgage. Down payments are expressed as percentages. Let's say you buy a house for $100,000: A 3 percent down payment means that you pay the seller $3,000 and [...]

29 Aug

How Will The FICO Score Changes Affect You?

2017-11-30T19:35:30+00:00August 29th, 2014|Uncategorized|

Do you have a lousy credit score? Well, I've got great news for you! In the very near future, your credit score could skyrocket. Why? Because the way credit scores are currently being calculated is going to change. What if you DO have a good credit score? Well, this change will actually still affect you- [...]

23 Aug

Nevada: Californians Are Coming

2017-12-01T09:22:14+00:00August 23rd, 2014|Uncategorized|

"California, Here I Come" is a song written for the 1921 Broadway musical Bombo, starring Al Jolson. It almost became the State song  However, the attempts proved unsuccessful, as "I Love You, California" was officially declared the state song in 1988.  Source: Wikipedia. These days, neither song title seems to be true.  As Victor Davis [...]

11 Aug

What is a HomePath Mortgage?

2017-12-01T10:05:16+00:00August 11th, 2014|Uncategorized|

Many potential home buyers get discouraged by thinking that the only viable financing option available to them is conventional and requires a 20% down payment. Luckily, this isn't the case! There are several other options that require a lower down payment and have tons of additional advantages. One of these options is called a HomePath [...]

28 Jul

5 Reasons to Buy a House in the Next 5 Months

2017-11-29T23:09:10+00:00July 28th, 2014|Uncategorized|

A combination of market factors may make you think you're getting priced out of the home market, and now is not a good time to buy. Luckily, that's not the case! Here are five reasons to consider buying a home before the end of the year. Home prices are still off their highs Yes, home prices [...]