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24 Jun

Condos & VA Loans

2017-12-01T00:14:22+00:00June 24th, 2015|Homebuying Tips, Las Vegas|

Condos can be a great fit for military buyers, especially for those frequently on the go. You can absolutely look to use your hard-earned VA home loan benefits to purchase a condo. But there are some things you need to know in advance to help the condo purchase go more smoothly. Out of the gate, [...]

24 Jun

Real Estate Tax Tips

2017-12-01T09:28:08+00:00June 24th, 2015|Homebuying Tips, Las Vegas|

April 15. No other date inspires such paralyzing anxiety. Glaring from the pages of your calendar, it’s an ever-present reminder that Uncle Sam wants—no, needs—you to file your taxes. Well, you don’t have much time left. So get busy! Whether you own or rent, there are real-estate-related tax savings for all to claim—if you file on time: Home energy tax [...]

24 Jun

Home Down Payment 101

2017-12-01T08:46:28+00:00June 24th, 2015|Uncategorized|

The down payment is the money from your savings that you give to the home's seller. The rest of the payment to the seller comes from your mortgage. Down payments are expressed as percentages. Let's say you buy a house for $100,000: A 3 percent down payment means that you pay the seller $3,000 and [...]

18 Mar

10 Questions to Ask Your Mortgage Lender

2017-11-28T23:57:49+00:00March 18th, 2015|Homebuying Tips, Las Vegas|

Ultimately, your dreams of owning a home start and end with your mortgage lender, because they have the power to give you or deny you the money needed to buy. Therefore, having clear communication with your lender throughout the home buying process should be one of your top priorities. Aside from the basic questions such [...]

18 Aug

Lending: The 4 C’s

2017-12-01T09:05:00+00:00August 18th, 2014|Homebuying Tips|

What do lenders look for in their clients? Although it varies by company, there are standards that are generally agreed upon in the mortgage community. One such standard that lenders look to in order to determine mortgage worthiness is the four C's. Capacity to pay back the loan. Lenders look at your income, employment history, savings, and [...]

3 Aug

Top 6 Mortgage Mistakes to Avoid

2017-12-01T09:36:59+00:00August 3rd, 2014|Homebuying Tips|

A mortgage is one of the largest financial responsibilities you’ll acquire throughout your life. Despite this, there are still some major mortgage mistakes many people make every day. If you’re interested in purchasing a home, you should do your best to avoid these potential pitfalls. CHECK YOUR CREDIT FIRST You should always check your credit before you [...]

21 Jul

What Affects Mortgage Rates?

2017-12-01T09:57:05+00:00July 21st, 2014|Mortgage News|

Lately, historically low mortgage rates have been making the news once again. What causes rates to fluctuate? One main component is supply and demand. This controls the interest rate of mortgages on a fundamental level. When many people are seeking mortgages to buy homes. When there are a lot of buyers seeking mortgages, lenders can [...]

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