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28 Jan

Will a New Bill in Congress Help You Qualify for a Mortgage?

2017-11-29T00:18:05+00:00January 28th, 2016|Homebuying Tips, Las Vegas, Mortgage News, Real Estate News|

A new bill in Congress could significantly impact your ability to secure a mortgage by changing the way lenders look at credit scores. Known as the Credit Score Competition Act, the bill is in its first stage of the legislative process. Although it’s a long way from becoming a law, future homebuyers have good reason [...]

24 Jun

What is Mortgage Underwriting?

2017-12-01T10:27:33+00:00June 24th, 2015|Homebuying Tips, Las Vegas, Mortgage News|

Between loan approval and closing, your lender is doing a lot of work behind the scenes in a process called underwriting. Here are five things the lender does during underwriting. Underwriting verification After the housing crisis of the mid-2000s, the Consumer Financial Protection Bureau enacted rules to protect borrowers. Under these new rules, lenders must [...]

22 Nov

Should You Pay Cash for Your Next Home?

2017-11-30T20:00:58+00:00November 22nd, 2014|Homebuying Tips|

You’ve just sold your home and are ready to buy again. For the first time in your life, you may have enough money to pay cash for a home—but should you? Buying a house with cash has its upside AND its downside! Here are some things to consider. Know Your Goals Having a clear financial game plan [...]